What Does Hail Damage to a Roof Look Like

As a homeowner, impending inclement weather can be scary, especially when that weather brings potential hail damage to your roof. While you can take steps to protect your family and belongings, a home’s roof is often one of the hardest-hit areas where you can’t avoid damage.

hail roof damage

At Allstate, we work with homeowners after bad weather to assess hail storm damage. It can be hard to see the signs of hail damage from the ground or with an untrained eye like any roof damage. That’s why we offer free roof inspections and walk alongside you as the homeowner every step of the way.

If you’ve survived hail roof damage and want to make sure your roofing materials are in good shape, we can help. Our team is trained to inspect your home after any weather event, including high winds and hail hits, in addition to problems from normal wear and tear like broken gutters and UV light degradation that can destroy your roof over time.

Signs of hail Damage On a Roof?

The first question we often receive is how do I know if my roof has hail damage. After a storm, hail damage can be difficult to spot from the ground — and we never recommend homeowners get on their roof to inspect new roof damage. Everything may look acceptable to the untrained eye, but there could be sustained damage to the whole roof or underlying asphalt and beams that make any inspection dangerous.

Instead, the best way to confirm roof hail damage to roof structures is to call a trained professional like the Allstate team. We know how to spot hail damage to roof systems and materials and how to take precautions when inspecting a roof that may have sustained significant damage.

Call or contact us online today to request a free, no-obligation hail damage roof inspection.

Common items to look for when assessing hail damage



  1. Granule Loss : If you see granule loss on your asphalt shingles roofing, your roof may have sustained some damage from hail and/or the storm. Granule loss can also occur over time through normal wear and tear. When that happens, a hailstorm can accelerate shingle damage and cause the protective granules to be worn down even faster. When you dislodge granules, you reduce the roof’s strength and protection.
  2. Cracked Shingles : Another sign to look for on a damaged roof is cracked shingles. Wind speed, combined with hail falls, can cause your shingles to crack, which can lead to roof and property damage if accompanied by a leak.
  3. Missing Shingles: Hail is often accompanied by strong winds. And those strong winds can often cause roof shingles (wood shingles, asphalt shingles, and more) to get pulled off. Look for shingles on the ground or in the trees. They’ll most likely have flown the same way as the wind direction that happened during the hail event. Once the shingles are gone, the protective layer of your roof is exposed, so calling a roofing contractor that offers free inspections quickly is critical.
  4. Hail: This is an obvious sign that you may have noticed during or after a storm. If you see hail in your front yard or noticed it from inside, you may have a problem. Hail impact on a roof can cause damage, depending on the velocity, length of the hail storm, and hail size.
  5. Water Leaks: Leaks often accompany hail damage to a roof. You may notice this as a stain on your ceiling or an active drip in your house after the storms ended. Along with documenting any leaks, quickly place a protective cover over your belongings as this problem can escalate rapidly.
  6. Chipped Paint: If you notice paint damage after hailstorms, you may have hail damage on your roof. Significant damage can cause damage to your home’s exterior, including your deck, gutters, vinyl siding, and more.
  7. Electrical Issues: Downed power lines or electrical issues after hailstorms are an immediate cause to call a professional. Never mess with electrical damage after hailstorms.

If you notice any signs of sustained hail damage from your gutters to your roofing materials, it’s time to call a professional roofing contractor. Many insurance companies cover hail damage, and having your home and roof inspected is one of the first steps to filing your roof insurance claim.

Do I Need to Replace My Roof after Hail Damage??

The answer is, it depends. Hail roof damage can come in many forms. Depending on the intensity of the hail damage, your roof may simply need a minor repair to replace or restore a few shingles. On the other hand, replacing shingles won’t be enough to restore your roof if you suffered major roof hail damage.

In addition to hail damage, our team considers the age of your roof and shingles, the condition of your roof and shingles, and previous damage that may have occurred. If you have a newer roof and shingles, and the hail wasn’t severe, we would never recommend a full roof replacement.

Our team will always make the best recommendation to keep you and your home safe and secure after a hail event. In our inspection report, we’ll document any areas of concern and hail damage so you can make an informed decision about whether or not to follow our recommendations for roof repair or replacement.

If you are concerned about hail damage, contact our team. Our process starts with a free, no-obligation inspection. We’ll show up quickly to assess your damage and get you on the road to repairs. Contact our team for a free inspection today!

Does insurance cover hail damage to a roof?

Most often, the answer is YES. To begin a claim, you’ll need to contact your insurance company and let them know that you suspect hail damage (roof damage or otherwise). Your next step is to call a professional roofing contractor like Allstate. The first thing we’ll do is schedule your no-obligation roof inspection.

Does insurance cover roof hail damage


Our team will conduct a thorough review of your home for hail or other roof damage, inspecting shingles, the roof’s underlayer, metal fascia trim, vents, gutters, and more. Even if damage isn’t visible, we’ll ensure nothing is missed. You’ll receive a detailed report documenting all findings, from minor wear to major hail damage, leaks, and missing shingles. We work closely with homeowners’ insurance companies and understand their requirements for claims. Our expert roofers can identify all signs of damage.

Once your claim is opened, we’ll coordinate with your insurance agent throughout the repair or replacement process. This collaboration ensures transparency and peace of mind. If you’re unsure about choosing your roofing contractor for an insurance claim, review your policy or consult your insurance agent. Research any recommended contractors to ensure they are experienced with hail damage and have positive reviews. Hail damage can be frustrating, but we’ll work quickly to repair your roof and help you return to normal life.

Contact us online or call today to get started with a free, no-obligation hail damage roof inspection.



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